docs/index.html

<!doctype html>
<html itemscope itemtype="http://schema.org/WebPage" lang="en" class="no-js">

<head>
    <meta charset="utf-8">
<meta name="viewport" content="width=device-width, initial-scale=1, shrink-to-fit=no">
<meta name="generator" content="Hugo 0.114.0">
<link rel="alternate" type="application/rss&#43;xml" href="https://reimagined.hcxprotocol.io/index.xml">
<meta name="robots" content="index, follow">
<link rel="shortcut icon" href="favicons/favicon.ico" >
<link rel="apple-touch-icon" sizes="180x180" href="/favicons/apple-touch-icon.png">
<link rel="icon" type="image/png" sizes="32x32" href="/favicons/favicon-32x32.png">
<link rel="icon" type="image/png" sizes="16x16" href="/favicons/favicon-16x16.png">
<link rel="manifest" href="/site.webmanifest">
<meta name="msapplication-config" content="/favicons/browserconfig.xml" />
<meta name="msapplication-TileColor" content="#0aa8a7">
<meta name="theme-color" content="#0aa8a7">
<title>Hyper Claims Exchange</title>
<meta name="description" content="

  
      Our Vision
      
    
      Our Vision
      
        To create a community driven, trusted and open protocol that …">
<meta property="og:title" content="HCX" />
<meta property="og:description" content="Open-source, community driven protocol for Claims data Exchange" />
<meta property="og:type" content="website" />
<meta property="og:url" content="https://reimagined.hcxprotocol.io/" />
<meta itemprop="name" content="HCX">
<meta itemprop="description" content="Open-source, community driven protocol for Claims data Exchange"><meta name="twitter:card" content="summary"/>
<meta name="twitter:title" content="HCX"/>
<meta name="twitter:description" content="Open-source, community driven protocol for Claims data Exchange"/>


<link rel="preload" href="/scss/main.min.fe5f20d1808647b930d9ae55e69d1220cde09c1f7307db9040eb391fbc4553df.css" as="style">
<link href="/scss/main.min.fe5f20d1808647b930d9ae55e69d1220cde09c1f7307db9040eb391fbc4553df.css" rel="stylesheet" integrity="">

<script
  src="https://code.jquery.com/jquery-3.5.1.min.js"
  integrity="sha256-9/aliU8dGd2tb6OSsuzixeV4y/faTqgFtohetphbbj0="
  crossorigin="anonymous"></script>

<script type="application/javascript">
var doNotTrack = false;
if (!doNotTrack) {
	window.ga=window.ga||function(){(ga.q=ga.q||[]).push(arguments)};ga.l=+new Date;
	ga('create', 'UA-135379910-1', 'auto');
	
	ga('send', 'pageview');
}
</script>
<script async src='https://www.google-analytics.com/analytics.js'></script>

</head>

<body class="td-home">
    <header>
        
<nav class="js-navbar-scroll navbar navbar-expand-md navbar-dark  td-navbar">
        <a class="navbar-brand" href="/">
		<span class="navbar-logo"><svg width="122" height="56" viewBox="0 0 122 56" fill="none" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink"><rect width="122" height="56" fill="url(#pattern0)"/><defs><pattern id="pattern0" patternContentUnits="objectBoundingBox" width="1" height="1"><use xlink:href="#image0_15_791" transform="translate(-0.0021912) scale(0.00113618 0.00247525)"/></pattern><image id="image0_15_791" width="884" height="404" xlink:href="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAA3QAAAGUCAYAAAB9S2AQAAAAAXNSR0IArs4c6QAAIABJREFUeF7t3V9WG0ma9/HnkRtkdfdB6MYWV4NXMGgFjVYwsII2K2izAsMKil6B6RXArMD0CkqzAvNeIdeNJE53Y6hyxnsSyVW2C1CmMiIz/nx1zlzMqVRkxOcJaP/IyAgVPggggAACCCCAAAIIIIAAAkEKaJC9ptMIIIAAAggggAACCCCAAAJCoGMSIIAAAggggAACCCCAAAKBChDoAi0c3UYAAQQQQAABBBBAAAEECHTMAQQQQAABBBBAAAEEEEAgUAECXaCFo9sIIIAAAggggAACCCCAAIGOOYAAAggggAACCCCAAAIIBCpAoAu0cHQbAQQQQAABBBBAAAEEECDQMQcQQAABBBBAAAEEEEAAgUAFCHSBFo5uI4AAAggggAACCCCAAAIEOuYAAggggAACCCCAAAIIIBCoAIEu0MLRbQQQQAABBBBAAAEEEECAQMccQAABBBBAAAEEEEAAAQQCFSDQBVo4uo0AAggggAACCCCAAAIIEOiYAwgggAACCCCAAAIIIIBAoAIEukALR7cRQAABBBBAAAEEEEAAAQIdcwABBBBAAAEEEEAAAQQQCFSAQBdo4eg2AggggAACCCCAAAIIIECgYw4ggAACCCCAAAIIIIAAAoEKEOgCLRzdRgABBBBAAAEEEEAAAQQIdMwBBBBAAAEEEEAAAQQQQCBQAQJdoIWj2wgggAACCCCAAAIIIIAAgY45gAACCCCAAAIIIIAAAggEKkCgC7RwdBsBBBBAAAEEEEAAAQQQINAxBxBAAAEEEEAAAQQQQACBQAUIdIEWjm4jgAACCCCAAAIIIIAAAgQ65gACCCCAAAIIIIAAAggkL3A1M0eicrm1oachYRDoQqoWfUUAAQQQQAABBBBAAAEnAnmgU5G3RuUgpFBHoHMyHWgUAQQQQAABBBBAAAEEQhL4EujyPocU6gh0Ic0y+ooAAggggAACCCCAAAJOBL4OdCGFOgKdk+lAowgggAACCCCAAAIIIBCSwPeBLpRQR6ALaZbRVwQQQAABBBBAAAEEEHAi8FCgCyHUEeicTAcaRQABBBBAAAEEEEAAgZAEHgt0voc6Al1Is4y+IoAAAggggAACCCCAgBOBpwKdz6GOQOdkOtAoAggggAACCCCAAAIIhCSwLND5GuoIdCHNMvqKAAIIIIAAAggggAACTgSKBDofQx2Bzsl0oFEEEEAAAQQQQAABBBAISaBooPMt1BHoQppl9BUBBBBAAAEEEEAAAQScCJQJdD6FOgKdk+lAowgggAACCCCAAAIIIBCSQNlA50uoI9CFNMvoKwIIIIAAAggggAACCDgRWCXQ+RDqCHROpgONIoAAAggggAACCCCAQEgCqwa6pkMdgS6kWUZfEUAAAQQQQAABBBBAwIlAlUDXZKgj0DmZDjSKAAIIIIAAAggggAACIQlUDXRNhToCXUizjL4igAACCCCAAAIIIICAEwEbga6JUEegczIdaBQBBBBAAAEEEEAAAQRCErAV6OoOdQS6kGYZfUUAAQQQQAABBBBAAAEnAjYDXZ2hjkDnZDrQKAIIIIAAAggggAACCIQkYDvQ1RXqCHQhzTL6igACCCCAAAIIIIAAAk4EXAS6OkIdgc7JdKBRBBBAAAEEEEAAAQQQCEnAVaBzHeoIdCHNMvqKAAIIIIAAAggggAACTgRcBjqXoY5A52Q60CgCCCCAAAIIIIAAAnEIXE3Mrq2RtJ7JZmZkx1p7Iv9lVLattGfu27HT1iMdMioHWxt6aqW/i0YIdDY1aQsBBBBAAAEEEEDAS4FkQsn9o6D7wLTpZSHolNgOdQQ6JhUCCCCAAAIIIIBA7QKTidm8VXknrUeCB6Gk9ppww/oEbIY6Al19deNOCCCAAAIIIIAAAguB8dScicoeIAikKmAr1BHoUp1BjBsBBBBAAAEEEGhI4OravFYj7xq6PbdFwBsBG6GOQOdNOekIAggggAACCCAQv8BPE7OTteQ973jFX2tGWEygaqgj0BVz5ioEEEAAAQQQQACBigL3783Nw5y1XQ4rdomvI+CFQJVQR6DzooR0AgEEEEAAAQQQiF9gPDM/iMib+EfKCBEoL7BqqCPQlbfmGwgggAACCCCAAAIlBT5emz1j5Kzk17gcgaQEVgl1BLqkpgiDRQABBBBAAAEE6he4mphtbcmPvDdXvz13DE+gbKgj0IVXY3qMAAIIIIAAAggEJTCemTzM8d5cUFWjs00KlAl1BLomK8W9EUAAAQQQQACByAWuZuZIRd5GPkyGh4B1gaKhjkBnnZ4GEUAAAQQQQAABBHKBq4nZ1fmulnwQQGAFgSKhjkC3AixfQQABBBBAAAEEEHhaYHFEwQfem2OmIFBNYFmoI9BV8+XbCCCAAAIIIIAAAg8IjK/NezGyCw4CCFQXeCrUEeiq+9ICAggggAACCCCAwFcC45nJz5rLz5zjgwAClgQeC3UEOkvANIMAAggggAACCCAg8tPE7GTzIwr4IICAZYGHQh2BzjIyzSGAAAIIIIAAAqkKLN6by8PcdqoGjBsB1wLfhzoCnWtx2kcAAQQQQAABBBIRGE/NmajsJTJcholAYwJfhzoCXWNl4MYIIIAAAggggEA8AlfX5rUaeRfPiBgJAn4LfAl1BDq/60TvEEAAAQQQQAAB7wUW783l581tet9ZOohAPALTfld7BLp4CspIEEAAAQQQQACB2gUW783lYW6n9ptzQwTSFZi2Mhm+6OmIQJfuJGDkCCCAAAIIIIBAZYHxzOTHE+THFPBBAIF6BH4Nc/ntCHT1oHMXBBBAAAEEEEAgOoGP12bPGDmLbmAMCAF/Bb4JcwQ6fwtFzxBAAAEEEEAAAa8FriZmW+fnzfHenNeVonMRCfwuzBHoIqouQ0EAAQQQQAABBOoUGM9MHuZ4b65OdO6VssCDYY5Al/KUYOwIIIAAAggggMCKAlczc6Qib1f8Ol9DAIFyAo+GOQJdOUiuRgABBBBAAAEEkhe4mphdbUm+qyUfBBBwL/BkmCPQuS8Ad0AAAQQQQAABBKIRWBxR8IH35qIpKQPxW2BpmCPQ+V1AeocAAggggAACCHglML4278XIrledojMIxClQKMwR6OIsPqNCAAEEEEAAAQSsC/DenHVSGkTgMYHCYY5AxyRCAAEEEEAAAQQQWCrw08TsZPMjCvgggIBbgVJhjkDnthi0jgACCCCAAAIIBC+weG8uD3PbwQ+GASDgt0DpMEeg87ug9A4BBBBAAAEEEGhcYDw1Z6Ky13hH6AACcQusFOYIdHFPCkaHAAIIIIAAAghUEhjPzBsR+aFSI3wZAQSWCawc5gh0y2j57wgggAACCCCAQKICi/fm8vPmNhMlYNgI1CFQKcwR6OooEfdAAAEEEEAAAQQCE1i8N5eHuZ3Auk53EQhJoHKYI9CFVG76igACCCCAAAII1CTwcWbeGZHXNd2uydtMjcjfm+wA9/ZHQFX+UuM5i1bCHIHOn/lDTxBAAAEEEEAAAS8EPl6bPWPkzIvOOO6EUTnY2tBTx7eh+UAEajxr0VqYI9AFMrnoJgIIIIAAAgggUIfA1cRs6/y8ufjfmzNy3t/U/TpcuUcYAjUFOqthjkAXxtyilwgggAACCCCAQC0C45nJw1wK781dtjMZ9Ho6rQWWmwQhUEOgsx7mCHRBTC06iQACCCCAAAIIuBcYz0x+PEF+TEH0n1Ymgxc9HUU/UAZYSsBxoHMS5gh0pUrMxQgggAACCCCAQJwCVxOzqy3Jd7WM/mNEjre6ehT9QBlgaQGHgc5ZmCPQlS4zX0AAAQQQQAABBOISWBxR8CGJ9+ZULvobOoyrgozGloCjQOc0zBHobFWfdhBAAAEEEEAAgUAFxtfmfY1btTepNG1n8or35posgd/3dhDonIc5Ap3fc4reIYAAAggggAACTgUc/APWaX+rNG4yGW719KJKG3w3bgHLPw+1hDkCXdxzktEhgAACCCCAAAKPCvw0MTvZ/IiCFD4n/a4epjBQxri6gMVAV1uYI9CtXm++iQACCCCAAAIIBCuweG8uD3PbwQ6ieMdH/a4Oil/OlakKWAp0tYY5Al2qs5VxI4AAAggggEDSAuOpOROVvQQQpiaTwVZPLxMYK0OsKGAh0NUe5gh0FYvO1xFAAAEEEEAAgdAExjOTnzWXnzkX/ceoHGxt6Gn0A2WAVgQqBrpGwhyBzkrpaQQBBBBA4GsBc/evHdFnmw+q/CKX2unwl3KmDAINCSzem8vPm3v4Z7Shfrm4rYqcvuzqgYu2aTNOgQqBrrEwR6CLcy4yKgQQQMCKgDGTTfnl+Y5k2aZIa+e+0Zb+txjz5R+C+bs3tt6/+WrnOR2JMTNRMxXV0f3/WK112JnOSlVpJGWBxXtzeZib/zzH/Rm1MxlyREHcRbY9uhUDXaNhjkBnexbQHgIIIBCgwP0TNaPb96HtPrDlIc14+A8+nYqYPOBdipH/Jy25kD98Gqn2pgGy02UEahf4ODPvjMjr2m/cwA1bmQxe9OZ/EOKDQFGBFQJd42GOQFe0upFdZ4zZ/CSfPPzH2m/QHeWv8atOuxtzs7vqd2v63mVHWXJXk/XvbmNubralleVLIv+yCG2+z5ciVJf3T/Iy8395yONpXhEykauJsfmEtdhNK171TGTKP9JXQ/x4bfaMkbPVvh3ctw77XT0Jrtd0uHGBkoHOizBHoGt82tTbgTtzt2OMeSsSxK5WUzV6utZaO1bN/yrP5ymBPKTfZXdvROVvIbwXoaIXonK4ruv89dTx1L5fNvnz83wnu7+ISB7ebC2RdNzzqs3f/2X+Qsznf2r7T+dVW4vp+/fL7p7JmZj7+RDiZ6oi51kmx+xcWKx8eXjX+Xlz0b83J0bO+5u6X0yGqxD4VqBEoPMmzBHoEprFd+butTEm39EqtF/mo3VdHxLqHp+s92HO3AX5ToSqHqzrOruPWf5ddL+EUlq7Iq2/+rl00vKAizSnei4m+6d81vOUN2WJ7B/2U1U5eLmhBPYlPwPjmcnDnNcrc4r8GBe45rKdyYD35gpIccmDAgUDnVdhjkCXyGS+MTfbLdMK+S9zo3arzYGgj8zX2+w26P+hVtUBT+qq/zKaL6WU16Ly13Sewq3qlj+9y/6RYrgbX5v3AT+Ze7DgbEv/9M9BSu/NmUyGWz1lA6VVfzXyPSkQ6LwLcwS6RCbubXabr5kP+vBQnuQ8PFkXT17fhTyV8+WX6631YchjaKrvvy2n1L/xJG7VKizC3drtaeybq1xNzK62JH+aH92HDTAeLul4dr8yJz9zLvqPETne6upR9ANlgE4FlgQ6L8Mcgc7plPCj8cVyvIkfvanUC57SPcAXQ1jPh5Vp9oqNUor/fNw/jXsmb0V0T+TXIwSKN8CVDwvkyzLF/D3WTVUK/OU55JkxbWfyiqV2v5Xw6tq8ViNB/8Gv8IRUuehvKH8YLAzGhY8JPPF70tswR6BLYD7nOx62TCuKv8i2W21NoGSlhnib3eZhPbT3In83xkyzITubLi+9+flmV0we5ILdzGL5IP24Ij/4/FjWPp3H9NQuxuWWX08XDpH+KsyltAmKyNRkMmCDHD9+eYbei0cCnddhjkAX+qwr0H8CXQGkgC+5zW5NwN3/tetGzeFzfc4W048UkyDX1CzXqRjzd1n/dBJDsEvhXSreoZr/rMQe3r8J8ir7bIzT1O/I+O77QKDzPswR6OKbh78bEYEu7iLHEujEyHH7WZt3H76brgQ5X35+4wh245nJ36XK36mK+ZP8LoeJ1PnLHD7pd/Uw5gnN2OoV+C7QBRHmCHT1zpFG7kaga4S9tpsS6GqjrvVGi3fk8ndfQj0nrFav+m4WdrBbHFnwoT6vxu6U7D/yIzuWYtkEGvW7yg7Yy5T476UEvgp0wYQ5Al2pEod5MYEuzLoV7TWBrqhUGNfNd63svBW5f5LCx1sBnYpkx7r+x+CWCaey62GqSy8TWmoZ1D+2vf1VRsd+J7AIdH9rZTJ80ct3QQ7jwyYTYdRp5V4S6FamC+KLBLogylSok+b233uiz96xa2UhLk8u0pGoOQxpV8zJxGzetiQ/u3LbE0RX3Uhu6WVKSy05e9DVjw3t5rvDPvsso5DCHE/oEpi3BLq4i0ygC7++90/lfum8E2OCPisy/EpUGsGprH06DGXjlJjPo/uuisksvfxpYnayeVCP/2PkvL+p+/EPlBEiUFyAJ3TFrYK8kkAXZNkKd5pAV5jKywvnm57oGU/lvCxPyU7l79d9PtD2n85LfrGRy1PY8TKHTWHp5eKpa3480U4jk6nemyb35LVeXu4WqgCBLtTKFew3ga4gVKCXEegCLVz+D827Tz/wrly49Xui50E8rVuEgHyDlODPsVwyiy77XX0V5UxbDCqVcJ4Pt5XJILSlcDHPPcbmjwCBzp9aOOkJgc4JqzeNEui8KUXhjiw2PnkvYlL4a3phl8guvBT5vK/rf/b6hfqP12bPGDmLzP53wzEix1tdjfJYlPx9HzWS74ibwuew39XgNiJKoTCMsXkBAl3zNXDaAwKdU97GGyfQNV6CUh0wd//aEflDHuZifypSyiXei82h7zthjqfmTFSif38zxic7SR1RoHLR39BhvL8rGBkC1QQIdNX8vP82gc77ElXqIIGuEl+tXzZ3N69FNF9mSZirVb7xm53qeueg8V480oGEll5Gd2bZeGbyTVBSeNI/bWfyqtfLjwvhgwACDwkQ6CKfFwS6uAtMoAujvvMwl8yyqDCKUmsvdSRrN0Nfd8Fk6WWtk8HKzVI5TzDHSmFjGyuTgkaSFiDQRV5+Al3cBSbQ+V9fc/efN/Mnc3wSF/D6vbpUDqSOYellKgF88fsimaMnEv/9yPArChDoKgL6/nUCne8VqtY/Al01P9ffNnc3+WYF+dM5PgiISL5k7Jehj5ulJPQ+VtBLLxNaIpv/xgi6VvzKQ6BOAQJdndoN3ItA1wB6jbck0NWIXfJWHEtQEiyZy/0NdeOZeSMi0T9NDnnXy1SepIrI1GQy2OrpZTK/GhgoAhUECHQV8EL4KoEuhCqt3kcC3ep2Lr/JO3MudWNo2+NQd23ei5HdGJSfGkOISy+vZuZIRd7GXpt8fKqy/3JDz1MYK2NEwIYAgc6GosdtEOg8Lo6FrhHoLCBaboIwZxk02ub8DHUsvfRzwl1NzK625L2fvbPbKxU5fdlVb3eGtTtaWkPAjgCBzo6jt60Q6LwtjZWOEeisMFprZH7O3LN8K3E+CBQQ8DPUsfSyQOlqvGTx3lz+e2W7xts2datRO5MhRxQ0xc99QxUg0IVauYL9JtAVhAr0MgKdP4UzNzfb8kx/5Jw5f2oSSE8uZe3TwLcjDVI548xk8sr397RSOfw9f2+ulcnwRU9Hgfzs0k0EvBEg0HlTCjcdIdC5cfWlVQKdH5UwZrIpP3fei5gUDvn1Az2qXuhI158PfBrSTxOzk7Uk/qfNKhf9DR36ZP91X1J5WroY82G/qye+1oJ+IeCzAIHO5+pY6BuBzgKix00Q6PwoDscT+FGHwHtxqusdr94bSmgTDi+DRDKhOv/BNXLe39T9wH+G6T4CjQkQ6Bqjr+fGBLp6nJu6C4GuKfnf7ssmKM3XIKIeHOh659Sn8SSy9NK7LfIX783lm6Ck8NT/sp3JgPfmfPrJpy+hCRDoQqtYyf4S6EqCBXY5ga7ZgvHeXLP+cd7988Cng8eTeUrk2dLLjzPzzoi8jnOOfzsqk8lwq6cXKYyVMSLgSoBA50rWk3YJdJ4UwlE3CHSOYAs2a+5u8r+gR39mV0EOLrMioCNZuxn6tEnKeGbyw8bzQ8dj/3ix9PLq2rxWI+9ix87HF/Ih7ynUhzGGI0CgC6dWK/WUQLcSWzBfItA1Vypz9583Ipr/Q5cPApYF9ETXnx9abnTl5hLaNr/xpZcJnQMo4tlT0ZV/QPgiAh4IEOg8KILLLhDoXOo23zaBrpkasNSyGfek7qoy1LWON8vQkjnYuuGQkcg7i/mP8rSdySvem0vqtxqDdShAoHOI60PTBDofquCuDwQ6d7ZPtcxSy2bc07qrf0cZsPTS7QxMyFdUZf/lhp67FaV1BNIRINBFXmsCXdwFJtDVX1/z882uGMnfneODgFsBI8fa7hy5vUnx1ll6Wdyq7JUfr82eMXJW9nuBXn/S76o3S4oDNaTbCHwjQKCLfEIQ6OIuMIGu/vqau5sPIrJd/525Y3oCOpW1m1c+bZDC0kv7s3ARlPPfK5v2W/euxVG/qwPvekWHEAhcgEAXeAGXdZ9At0wo7P9OoKu3fpw5V683d7sX8O7A8fHUnInKXgL1qWXXy/G1eS8mid1yp61Mhi96Okpg7jBEBGoVINDVyl3/zQh09ZvXeUcCXZ3aIjydq9ebuy0EPssr7XQuffFI6ImS8407rmbmSEXe+lJbl/0wKgdbG3rq8h60jUCqAgS6yCtPoIu7wAS6+urL07ml1vMdGY38c+mVLf1vMSZfXpYvXWX56lIw/57SJfPOl5Hz/qbuLy9R+SuSWb4q+QkFcvqyqwfllfgGAggUESDQFVEK+BoCXcDFK9B1Al0BJEuX8HTuG8iLeXDLRpK1RlWfHpm7f+2IPNsR0f+eH9RudiyVLZ5mPHtKl8OmsvTSxY6MCW0wk0+Vy3YmA44oiOfXESPxT4BA519NrPaIQGeV07vGCHT1lISnc/mf2PVcjPlfWft07nqTjvk5f7Irqv8jxqTwrlaRiezdu3QsvSxStoevSSUM56NvZTLgvbnV5wrfRKCIAIGuiFLA1xDoAi5ega4T6AogWbgk3adzOhVj/i6ZnFZ9CrdqGe7DXUtei8pf016e6d+Ol3lNr67NazXybtX6BvM9i0svxzPzRkR+CGbs1Tpay8Yy1brItxEIX4BAF34NnxwBgS7uAhPo3Nc3zXPnFkFu/dOJ66dxZSq4eFKabyCR6nt3B7re8W5TiVR2abSx9PKnidnJWvJjmXkf7LUWQ3CwBnQcgZoECHQ1QTd1GwJdU/L13JdA597Z3N3kTx9eu7+TJ3fIl1b+Yg6beiK3TMGYyabcPX8jqn8Tud9YJaGPjnT9uXdneF1NzLbOQ0rs9ai06+Viiep7EUnhHdFKVgn9UDNUBKwIEOisMPrbCIHO39rY6BmBzobi423ch4efn0/c3sWX1nUqYg59fAL0kND8PTs9S28Dlc8DXf+zd+d4JbOMsMJTp48z884k8schk8lwq6fznW/5IICAcwECnXPiZm9AoGvW3/XdCXRuhc3df96IaALvuuQH/f5y4GNQWFbh5J6gip7o+vPDZS5N/HeWXj6unsy7hvcnl8jxVlePmpiD3BOBVAUIdJFXnkAXd4EJdG7ra+4+/Rj/EyAdydrN0Kd35cpWNbFdSC91vfOqrFEd1y+WXn6o414N36PUcsKElqTmZRn1u+rdsuCG5wu3R8C5AIHOOXGzNyDQNevv+u4EOnfCi63zI//Hafhh7ssMSCvU+bnsMq/F1cwcqUi+cU3cnxJLL8czk79fmMR7cyaTwVZPL+MuPqNDwD8BAp1/NbHaIwKdVU7vGiPQuStJ/Mst4wlzX4W6RDawyd91/OOJu9lfreVUAkyR98TGM5Mv2c6PKYj+Y2MX0OiRGCACjgQIdI5gfWmWQOdLJdz0g0DnxjVvNe7lljqVz2bg606WVapq7m7yXQR3q7QRwHcvdL0z9LWfCW3Nf9nOZNDr5RsK/f7z8drsGSNnvtbJcr9O+l318t1Oy+OkOQS8FCDQeVkWe50i0Nmz9LElAp2bqkS/3NJk+9r+07kbvWZbne9M2vkQ+5EGut7x+n+/k1l6KfJgkEntvbl2JsPHgm2zvxG4OwJpCHj9PwhplMDtKAl0bn2bbp1A56YCUb+PpXqua8/33cj50aq5/feeaCvuJyMqQ13reL0tfMpLL1PZ8TP/iW9lMnjRy3fK5YMAAk0JEOiakq/pvgS6mqAbug2Bzg28+fnTmRiz56b1JlvVqazdvAp5R8uievEvvfT7Pbq8TlcTs6styZfAxv75ZullQk8nOaIg9pnN+IIRINAFU6rVOkqgW80tlG8R6NxUytx9mkS5ZM/IsbY7SZwPZe7+tSPyLN9dMNbPqa53DnwfXEKbgtwvvUwoxOZTjyMKfP8BpH/JCBDoIi81gS7uAhPo7Nc33iCQztO5L7Mi7kPHdaTrz70/72syMZu3LcmD9bb9n1a/Wsx3eTRG8p1WN/3qmZvesNTSjSutIrCKAIFuFbWAvkOgC6hYK3SVQLcC2pKvRHtcQUJP534NdDc32/JMoj1L0PeNUb7UIbGnVvZ/KXnYohE53upqEk/7PeSnSwj8ToBAF/mkINDFXWACnf36RvtU57O8ivGYgmUzIOp36QKqaUJLL5dNyRj++5PHNcQwQMaAQGgCBLrQKlayvwS6kmCBXU6gs1+wKM+fS2Bny8dmQtQ7Xgaw0+WXuqS09NL+byW/WixyoLpfPaY3CMQvQKCLvMYEurgLTKCzX19zd2Pst9p4iwe63jltvBcNdcDc3eTLLmN8hyuouiZ20HZDs935bTlA3DkxN0CgvACBrrxZUN8g0AVVrtKdJdCVJnvyC+bnm10xEW6zvvapl8JRBY8+pbv79IOIeWN3tnjQWoDvRY6n5kxUIjwSxIP54L4LLLV0b8wdEFhJgEC3Els4XyLQhVOrVXpKoFtF7fHvRLkhSsLLLb9UOtqdSwMMdIull/kT0yR2grT7G6rZ1lhq2aw/d0fgKQECXeTzg0AXd4EJdHbra6J8kuP/AdR2q/hwa5Euu7zQ9c6wDj+b92DppU3N2tpiqWVt1NwIgfICBLryZkF9g0AXVLlKd5ZAV5rsyS/EuSPi54Gu/3lkVyq81uIM6xJkoMtnD0svg/oZYqllUOWisykKEOgirzqBLu4CE+js1jfGpzihnFVmt5K/by3S3S6DDXQsvXQ94+21z1JLe5a0hIBjznPrAAAgAElEQVQrAQKdK1lP2iXQeVIIR90g0NmFjXCHy2D/wW+3svPWzN2niYiJ6d2toOs7nt1vVPODi1rTph0BFTl92dUDO63RCgIIuBIg0LmS9aRdAp0nhXDUDQKdPVhzc7MtzyTfrCGij57o+vPDiAZUaSgRHhofdKDLizm+Nu/FyG6lwvJlVwLTdiavej2duroB7SKAgB0BAp0dR29bIdB5WxorHSPQWWG8byTOIwvYEOXrGRLhbpfBB7qridnWlvzIrpf2fpfZaklV9l9u6Lmt9mgHAQTcCRDo3Nl60TKBzosyOOsEgc4ebZTvWKkMda1zYU8p/JbMz5/OxJg4zkGL5EgKll56+HNl5Ly/qfse9owuIYDAAwIEusinBYEu7gIT6OzV19zeHInKW3stetDSZ3mlnc6lBz3xpgvzpbX6YxTv0kUU2Fl66c2PSN4Rllp6VQ46g8ByAQLdcqOgryDQBV2+pZ0n0C0lKnxBjIGOHS4fLv986eUf3gce6k51vRPNZhU/TcxONl96yadhAZZaNlwAbo/ACgIEuhXQQvoKgS6kapXvK4GuvNlj34hww4xLXe+8sicUV0uLTXDyJ7KvwxpZvkFFdqzrfzwJq9/Le3s1M0cqkT0lXz5sv65gqaVf9aA3CBQUINAVhAr1MgJdqJUr1m8CXTGnIldFeKh48BtmFKlb1WuMmWzKL893JAthp8VspO0/Rb1JxXhm8qd0O1XryvdXEmCp5UpsfAmB5gUIdM3XwGkPCHROeRtvnEBnrwQEOnuWtITAqgIsvVxVrvr3WGpZ3ZAWEGhKgEDXlHxN9yXQ1QTd0G0IdPbgowt0keyAaK/CtBSKAEsvG6iUykV/Q4cN3JlbIoCABQECnQVEn5sg0Plcnep9I9BVN/zSQnSBzsixtjtH9oRoCYH6BMYz80FEtuu7Y9J3mppMBls9ZUfcpKcBgw9ZgEAXcvUK9D2mQKeinKf1Xc2NmN0C08D/S4wct5+1Gw0fBDr/pwk9TEfgamJ2tSXv0xlxoyM97Hc1uk12GhXl5gjULECgqxm87tvFFOjqtuN+NQr4EejieiLAE7oaJzC3ciEwnpkfROSNi7ZpcyHAUkumAgJRCBDooijj44Mg0EVe4FiG50egM7Fw3o+DQBdVOVMczGRiNm/nZ9Ox9NLNBGCppRtXWkWgdgECXe3k9d6QQFevN3dbUYBAtyLcE18j0Nk3pcXaBVh66ZScpZZOeWkcgfoECHT1WTdyJwJdI+zctKwAga6s2PLrCXTLjbgiCAGWXjooE0stHaDSJALNCRDomrOv5c4EulqYuUlVAQJdVcGHvn+g651TFw3TJgJ1CiyWXubvuG7Wed+I78VSy4iLy9DSFCDQRV53Al3kBY5leAQ6+5VUGepah51h7cvSYgMCH6/NnjFy1sCtY7wlSy1jrCpjSlqAQBd5+Ql0kRc4luER6OxXkkBn35QWGxUYT82ZqOw12onwbz7qd3UQ/jAYAQIIfC1AoIt8PhDoIi9wLMMj0NmvJIHOviktNirA0svq/K1MBi96OqreEi0ggIBPAgQ6n6rhoC8EOgeoNGlfgEBn35RAZ9+UFhsXYOnl6iUwIsdbXT1avQW+iQACvgoQ6HytjKV+EegsQdKMWwECnX1fAp19U1r0QmB8bd6LkV0vOhNOJ1hqGU6t6CkCpQUIdKXJwvoCgS6seiXbWwKd/dIT6Oyb0qIXAlcTs63zA8fZ9bJgRVhqWRCKyxAIVIBAF2jhinabQFdUiusaFSDQ2ecn0Nk3pUVvBMYz80ZEfvCmQx53hKWWHheHriFgSYBAZwnS12YIdL5Whn59I0Cgsz8hCHT2TWnRKwGWXhYqB0stCzFxEQJhCxDowq7f0t4T6JYScYEPAgQ6+1Ug0Nk3pUWvBFh6ubwcLLVcbsQVCMQgQKCLoYpPjIFAF3mBYxkegc5+JQl09k1p0TsBll4+XhKWWno3XekQAs4ECHTOaP1omEDnRx3oxRIBAp39KUKgs29Ki14KjGcm3yBlx8vONdepy3Ymg15Pp811gTsjgEBdAgS6uqQbug+BriF4bltOgEBXzqvI1QS6IkpcE4HATxOzk813veSzEDCZDLd6egEIAgikIUCgi7zOBLrICxzL8Ah09itJoLNvSoveClzNzJGKvPW2g/V27KTf1cN6b8ndEECgSQECXZP6NdybQFcDMreoLkCgq274fQsEOvumtOi1AEsv78vDUkuvZymdQ8CNAIHOjas3rRLovCkFHXlKgEBnf358llfa6Vzab5gWEfBTgKWXIiy19HNu0isEXAsQ6FwLN9w+ga7hAnD7YgIEumJOJa7S9Q6/30t4cWkcAkkvvTRy3t/U/TgqySgQQKCMAP+DX0YrwGsJdAEWLcUuE+isV51AZ52UBgMQSP2wcc6dC2CS0kUEHAgQ6Byg+tQkgc6natCXRwUIdNYnB4HOOikNei7AmXT3BRq1MxlyXIHnk5XuIWBZgEBnGdS35gh0vlWE/jwoQKCzPjEIdNZJadBjgauJ2db50QWbHnezrq6xy2Vd0twHAU8ECHSeFMJVNwh0rmRp16oAgc4qZ94Ygc46KQ16LJD6UsvvS8PmKB5PVrqGgAMBAp0DVJ+aJND5VA368qgAgc7+5Fj71FPtTe03TIsI+CXAUssH68HxBX5NU3qDgFMBAp1T3uYbJ9A1XwN6UECAQFcAqeQlnENXEozLQxTgqIInq8bSyxAnNX1GYAUBAt0KaCF9hUAXUrUS7iuBzn7xCXT2TWnROwEOE3+6JCy99G7K0iEEnAgQ6Jyw+tMogc6fWtCTJwQIdPanB4HOvikteiWQ9JlzxSvB0sviVlyJQLACBLpgS1es4wS6Yk5c1bAAgc5+AQh09k1p0RsBllqWKgVLL0txcTEC4QkQ6MKrWakeE+hKcXFxUwIEOvvyBDr7prTojQBLLcuVQlX2X27oeblvcTUCCIQiQKALpVIr9pNAtyIcX6tXgEBn35tAZ9+UFr0QYKnlSmWYtjN5xYHjK9nxJQS8FyDQeV+iah0k0FXz49s1CRDo7EMT6Oyb0mLjAiy1rFACI+f9Td2v0AJfRQABTwUIdJ4Wxla3CHS2JGnHqQCBzj4vgc6+KS02LsBSy2olYOllNT++jYCvAgQ6XytjqV8EOkuQNONWgEBn35dAZ9+UFhsVYKmlFX6WXlphpBEE/BIg0PlVD+u9IdBZJ6VBFwIEOvuqBDr7prTYmABLLS3Ss/TSIiZNIeCHAIHOjzo46wWBzhktDdsUINDZ1Jy3RaCzb0qLjQmw1NIuPUsv7XrSGgJNCxDomq6A4/sT6BwD07wdAQKdHcevWyHQ2TelxUYEWGrphJ2ll05YaRSBZgQIdM2413ZXAl1t1NyoigCBrorew98l0Nk3pcXaBVhq6ZCcpZcOcWkagXoFCHT1etd+NwJd7eTccBUBAt0qak9/h0Bn35QWaxWYTMzmbUvei8hOrTdO62aH/a6epDVkRotAfAIEuvhq+s2ICHSRFziW4RHo7FeSQGfflBZrFRjPzA8i8qbWm6Z3s6nJZLDV08v0hs6IEYhHgEAXTy0fHAmBLvICxzI8Ap39Sho51nbnyH7DtIiAe4GridnV+dM5Pq4FVC76Gzp0fRvaRwABdwIEOne2XrRMoPOiDHRimQCBbplQ+f9OoCtvxje8EFgstfxRRLa96FAanWDpZRp1ZpSRChDoIi3sl2ER6CIvcCzDI9DZrySBzr4pLdYiwFLLWpi/vwlLLxth56YI2BEg0Nlx9LaVmAJdphlLQr6baS3TimNJEoHO/u8QAp19U1p0LsBSS+fEj9+ApZcN4nNrBKoJEOiq+Xn/7ZgCXbvVZr5+N+Nus1vj/SQs0kE/Al0ejneLdDeIawh0QZSJTv4mwFJLL2YDSy+9KAOdQKCcAP9ALucV3NUEuuBKVqrDBLpSXE9ebO5uCHT2OGkJgdICLLUsTebiC9NWJsMXPR25aJw2EUDAjQCBzo2rN60S6LwphZOOEOjssRLo7FnSEgJlBVhqWVbM6fWjflcHTu9A4wggYFWAQGeV07/GCHT+1cRmjwh09jSjC3QiF7re4b1Te1OElhwJsNTSEWyFZo3I8VZXOfakgiFfRaBOAQJdndoN3ItA1wB6jbck0NnDJtDZs6QlBMoIsNSyjFZ917YyGbD0sj5v7oRAFQECXRW9AL5LoAugSBW6SKCrgPfdVwl09ixDacnc3GzLM7Mn2vqLGLPpfb9Vp2LM/+p659T7vhbsIEstC0I1cxlLL5tx564IlBYg0JUmC+sLBLqw6lW2twS6smKPX29ub45E5a29FptvSdc7/I5/oAzGTDbl585bEfOm+Sqt0gMdydrNULU3XeXbvnyHpZa+VOKJ34ssvfS/SPQQARHhf+wjnwYEurgLTKCzV18CnT1L31uK42ls+KGOpZa+/6TM+8fSyzDqRC/TFiDQRV5/Al3cBSbQ2atvjIFO5PNA1//M9uNfTZOo6hzwWYMfr82eMXJm7yeYlhwKsPTSIS5NI2BDgEBnQ9HjNgh0HhfHQtcIdBYQF02Yn292xUh+Fl08H5WhrnUu4hlQtZEsllp+EAngfbliQw1yJ9PFUssPIuL/e4vF6hD9Vex6GX2JGWDgAgS6wAu4rPsEumVCYf93Ap29+kUZ6AJ+gmOvsr+1ZO7+80ZEf3DRdkNtBhnoxlNzJip7DZlx2xUFTCbDrZ7yB6IV/fgaAi4FCHQudT1om0DnQREcdoFAZw93vuOh5E8N4vmonuva8/14BlRtJObu048iZqdaK159O7hAx1JLr+ZP2c5ctjMZ9Hoa9GY8ZQfN9QiEIECgC6FKFfpIoKuAF8BXCXR2i2TubozdFhtv7VLXO68a74UHHYgysAd2eDxLLT34QajehZN+Vw+rN0MLCCBgU4BAZ1PTw7YIdB4WxWKXCHQWMUUkwic4ImufeqFvb2+jyubu5rWIvLPRlkdtBPWEjqWWHs2cCl1h6WUFPL6KgCMBAp0jWF+aJdD5Ugk3/SDQ2XWNYzv770xMtq/tP53blQqvNXN3k4e5PNTF9Akm0LHUMqZpJyy9jKqcDCYGAQJdDFV8YgwEurgLTKCzW9+otrT/lUZPdP158kukzN2nSUS7W36p7qmudw7s/hTYb42llvZNPWiRpZceFIEuIPBFgEAX+Vwg0MVdYAKd3fpGuAtiDpT8e3Tm9t97oq34zjwLZBdTllra/T3lS2ssvfSlEvQDARECXeSzgEAXd4EJdHbrG+XRBTnRZ3mlnc6lXa1wWot0uaVIAIGOpZbh/Jys0FOWXq6AxlcQcCFAoHOh6lGbBDqPiuGgKwQ6+6gR7nQZxD/87Vdy3mKEh4n/RuX5+5GJLrXM/3Cy7Wo+e9eukfP+pnI0ineFoUOpCRDoIq84gS7uAhPo7Nc3yp0uE152GenulvOJrzLUtY63Bz0nt9TSyHnbyMFt6/48y037v538bFFV9l9uaPIbL/lZHXqVigCBLvJKE+jiLjCBzn59o12e5/k//u1XcvGE7u4m/8d1nE9MPD6SIsGllr8uP7yamF1tyXtXc9rDdqftTF5x4LiHlaFLyQgQ6CIvNYEu7gIT6OzXN9KNUURUz3XteVJLo6J9J3L+eG6q68979n8CqreY4lLLViaDFz0dfdEbz8wPIvKmumYgLbD0MpBC0c1YBQh0sVZ2MS4CXdwFJtDZr6+5+9eOyLMf7bfsQYuJbY4S5bmCv00jb8+gG1+b92Jk14MZX0sXjMjxVlePvr7ZItTmv0fifDr8gCxLL2uZbtwEgQcFCHSRTwwCXdwFJtC5qW+kZ5blWN6GANuVjPaogi9Qnu5wOZ6Z/KlU/nQqjY/KRX9Dhw8N9qeJ2claEucfhx6uLksv05j1jNJDAQKdh0Wx2SUCnU1N/9oi0Lmpifn505kYs+em9YZbTeBduvnOls/jfjri4Q6XVxOzrfMAk8qGIEsDzNXMHKnI24Z/6uu7PUsv67PmTgh8JUCgi3w6EOjiLjCBzk19o32Pbs51KWufBqq9qRu95ls1d59+ELl/UhTvx8Pls8kttcxkuNXTpbuMjmcmD7k78U7Gb0fG0stUKs04fRIg0PlUDQd9IdA5QPWoSQKdm2KYm5tteXa/9Xisn1Nd7xzEOLi4N0L5tWKXut555VP9kltqKXLS7+phkRosll7mu14m8+TSZDLY6ml+Jh8fBBCoQYBAVwNyk7cg0DWp7/7eBDp3xibm7e7nbAe63jl1J1h/y1EfIv4tp1eBPMGllqN+VwdlZnhygfeJdwvLuHEtAggUEyDQFXMK9ioCXbClK9RxAl0hppUuSmLZnnwe6Pqff91qfSUoT760CHPvRUwKS9u8CuOJLbWcrvr0KTGn/DfDYb+rJ578iqAbCEQtQKCLurwiBLq4C0ygc1ffqI8v+JVNpyK/DEMPdYmFORGPDhRP7clTlffDEjyfb+Xw6+43Oy0jEKcAgS7Ouv46KgJd3AUm0LmtbwLLLu8PqBYxh6Euv0wuzHl0QHxqSy1V5PRlVyu9e/rx2uwZI2duf3N51DpLLz0qBl2JWYBAF3N1hSd0kZdXCHRuK5zGssuFoafnmj1V4fkGKHomYlLZbCLn8Ga5ZWJLCEftTIa9Xv4HkGqf8dSciUqcx6I8TMPSy2pThm8jsFSAQLeUKOwLeEIXdv2W9Z5At0yo2n9PYLfL74Eu5LMcaKfj9e5090/l7p6/EU3ofK8vlfJkuWViSy2nrUyGL3pq5X3TxdLLuM9J/PY3C0svq/1PEd9GYKkAgW4pUdgXEOjCrt+y3hPolglV/+/m7ibfbny3ekuhtKBTMebv2u4c+dhjc3fzWuYHNW/72D/HffJid8vUllq62NzjamJ2tSX575Y0Piy9TKPOjLIxAQJdY/T13JhAV49zU3ch0LmXXwSId+7v5N0d8qd0x768W5d4kJtPDpWhrnWWHmTteiYltdTSyHl/U/ddmI5n5gcReeOibR/bNCLHW1318g9FPnrRJwTKCBDoymgFeC2BLsCilegyga4EVoVLzd2nSWLvaX2tdSlG/iGZnNa9FHO+5FX/JiKvE/b/UgsvDhO/mpkjnT8hTeFz2c5kYOO9uYewFksv86d0KRy1cU/QymRga+lqChOQMSJQVIBAV1Qq0OsIdIEWrmC3CXQFoSpeZm5vjpJ8X+t3bvk7RNk/RLILV0cdLDY6+Z/5MtckzpQrOjsb3wzlp4nZyVqSv/uVxKeO8JGaqYiUPpQ9icnGIBGoKECgqwjo+9cJdL5XqFr/CHTV/Ip+e7E1/geeEn0tplNRuZDM/J9INpJWa1pmOeD9OX/6bFNMHtpa/7UIbwm9q1h09t1f58XTufHM5GEuiadJdS4PTOypp9RpW+qnjIsRCFiAQBdw8Yp0nUBXRCncawh09dWOp3RlrfOneeb7Ld4JbGUZ59c3/nQuqdDRwAYeKYXlfELX8fRztR81voVAmAIEujDrVrjXBLrCVEFeSKCrr2w8pavPmjt9I9D407nElgVO25m8cvXe3GNzO8GdQ1l6yS86BCwKEOgsYvrYFIHOx6rY6xOBzp5lkZZ4SldEiWssCzT+dC6lp0cmk+FWTxvZSTSxs/1Yemn5FwXNpS1AoIu8/gS6uAtMoKu3vjylq9ebu+lI158PmnRIaqmlyEm/q4dNeid1JARLL5ucatw7MgECXWQF/X44BLq4C0ygq7++5u4/b0Q0Pz+KDwJuBRo+dy6xpZZeLAFcHGXwQUQ23U4ub1oftTMZ1r3E1ZvR0xEELAkQ6CxB+toMgc7XytjpF4HOjmPZVszdTf4Pru2y3+N6BIoL6ImuP2/2aVE6u1pOTSaDrZ5eFq+Puys/Xps9Y+TM3R28a7nxJ6PeidAhBEoKEOhKgoV2OYEutIqV6y+BrpyXravnZ6VJfiAwHwQcCOhU1m5eqfa+3yXUwb0ebnI8M/lT6De13bDBG6nK/ssNPW+wC7+79XhqzkRlz6c+uexLk+8uuhwXbSNQlwCBri7phu5DoGsIvqbbEuhqgn7gNubu0w8iJol/8DannOidG15qmdITIhU5fdnVA99m2mLpZX7uXyorAS7bmQxYeunbTKQ/oQgQ6EKp1Ir9JNCtCBfI1wh0zRVqvkHK85T+wdUcdlJ3bnapZWLb53v9/tbVxOxqK6mVACy9TOp3HYO1KUCgs6npYVsEOg+LYrFLBDqLmCs0xdLLFdD4yhMCOpK1m2GjSy2vzXsxksIB8NNWJsMXPR35PCVTWvqa14Gllz7PRvrmswCBzufqWOgbgc4CosdNEOiaLw5LL5uvQRw90KnIL0Nd/3NjASOlIwqMysHWhp76PncWSy/z93V3fO+rpf6x9NISJM2kJUCgi7zeBLq4C0yg86O+5u7TjyImlX9w+YEeWy9Mtq/tPzW2MUdSy/uMnPc3dT+UKZTY8RF5WVh6GcrkpJ/eCBDovCmFm44Q6Ny4+tIqgc6PSpibm215pnmoS+XsKD/go+mFOdT1P540NZzENuAI8glQSk9P858DH3cebernk/siUESAQFdEKeBrCHQBF69A1wl0BZBquoT36WqCju82p7reaXSXxZS2yG9lMvD9vbnHpvg4nXMBc4JpO5NX7HoZ3y88RuRGgEDnxtWbVgl03pTCSUcIdE5YV27U3N28FpF3KzfAF1MTaD7Mze6P3sjPnEvhc9jvamNPQqsCJ7YDqUhgS2Or1pfvI1BFgEBXRS+A7xLoAihShS4S6CrgOfoqm6Q4go2u2eZ3tEzq3SyVi/6GDkOfRuO0AjhLL0OfsPS/NgECXW3UzdyIQNeMe113JdDVJV3uPubuJn9Klz+t44PAAwLNh7nEdk+MavneOJ2jJfKfnahqx69DBFwJEOhcyXrSLoHOk0I46gaBzhGshWYJdRYQ42ziQtY+7Td51lzO+nFm3plE/ugQ29lmizD+QUTS2ISJpZdx/iZkVFYFCHRWOf1rjEDnX01s9ohAZ1PTfluEOvumgbfY+Dtz92Hu2uwZI2eBWxbqvhE53urqUaGLA7oopRrmZWHXy4AmJ11tRIBA1wh7fTcl0NVn3cSdCHRNqJe7J6GunFfEV3sR5hLbWGPU7+og1jmV0u6kLL2MdRYzLlsCBDpbkp62Q6DztDCWukWgswTpuBlCnWNg/5s/0PXOqQ/dTGjr+6nJZLDV00sf3F30IbHzA9n10sUkos1oBAh00ZTy4YEQ6OIuMIEunPpypEE4tbLXU52Kmn1d61zYa3P1lsYzkx9PkB9TEP0nlSV6VxOzqy15H31Bfxtg0EdPJFQnhlqzAIGuZvC6b0egq1u83vsR6Or1rno3c/vvPdFn70RMGpsZVAUL+vvN72T5NV9i//A/6Xf1MOjpU6LzKQX1fOll7E9eS5SeSxH4VYBAF/lkINDFXWACXXj1NXf/2hH5Qx7qdsLrPT0uJGDkWNsdbzbiSGxXxFE7k2Gvp9NCtYrgosSOoBCJ5EzBCKYeQ/BIgEDnUTFcdIVA50LVnzYJdP7UokxPjJlsys/P8+VvnFVXBs7/ay9F5cCXJZZfuFI6t6yVyeBFT0f+TxW7PUzqkPg5HUsv7U4hWgtcgEAXeAGXdZ9At0wo7P9OoAu7fizBDLt+3/ZeT2Tt5rjp8+W+F72amSMVeRuT9GNjifWIgqK1S6nWLL0sOiu4LhUBAl3klSbQxV1gAl349TU3N9vyTN6JyG74o0lxBDoSNYe+PZXLK5HYU5uojygo+pOV0C6mLL0sOim4LgkBAl3kZSbQxV1gAl089eVpXWi1zN/Ryo51/Y8nPvY8tS3tU11q+bsnshOzrS35UURS2XiJpZc+/gKiT7ULEOhqJ6/3hgS6er3rvhuBrm5xt/ebv1vXeStiktha3q2my9b9XF759YhTOnQ69aWW38/08ez+90f+jm4KH3a9TKHKjHGpAIFuKVHYFxDowq7fst4T6JYJhfnfWYbpbd1O5bMca6fj9WHVV9fmtZr7Zbzxf9jx8MEap7QRjoqcvuzqQfyTnREi8LgAgS7y2UGgi7vABLq462t+vtkVc7+hBe/XNVvqIIJcTrR4by4/aDqFJXc8nXnk5yK1oyr6XR00+yuCuyPQrACBrll/53cn0DknbvQGsQQ6VT1Y1/XTRjE9vjnBroni5O/ImfMQnsh90UnuPDK2rn/yB+PjtdkzRs6a+Omp+579rvLv2brRuZ9XAvwAeFUO+525M3c7xpj8BenQP9N2q90LfRC2+3+b3X4QkW3b7dbdXqbZsKOdi7rvG9r9FsHur5xf57RylyLm77J2e+rbEQTLRj2emfy9qTTev2Sp5bLpcP/fU3mXkkBXaDpwUcQCBLqIi/tlaLfZ7ST45TdGTtvP2qyR/26+3n6+fSca/OHUhPWSv4fu37FryWtRycNd8IG+5PBdXX4qJvtfbf/p3NUNXLab0tMYziArPpOSeGpLuC8+IbgyWgECXbSl/W1gt59vj0TDPliWJzgPT9Qbc7PdMq38KV24HyPH7Wfto3AH0GzP58cdtP5HRPdETArvTVkE19H8adyn89Cexn2NcJXWVvXTVibDF728dnyKCMQe6ozKwdaGsmS/yGTgmmgFCHTRlvbbgd1mt/myy50Qh6tGT9afrR+G2Pc6+hx4YB+t6/pQNX9fiU8VgfmRB8/3RPV/xOSbqBDuHvRUPReT/VM+67nvu1UWnQ8J7WhImCs6Kb67LuJQx4HyK84JvhaXAIEurno+OhpjzObP5uczIyao3fIIc8UmaIihTkUv1nRtnzBXrMZlr1ocVP4XEbOX+LLM/IiBi3w5pazfXYT8JO6hOXA1M0cqYa/AKDq3VWX/5YYGuSS26BhdXrcIdfmuubG8ZzlqZzLs9fiDoMt5Q9thCBDowqiTtV7emts9Mffv3eRP63x992YkRkZZKzvuqN/nPVkrjIWG8uWXz7JnfzN6H9p9fRqbP4m7UGzobycAAA+SSURBVNX/ZVdLC0Uv2MTiXLt8XvxlcQSCrz/7BUf05GXzACfyT/ksF7E8hXswzE3MrrYkP6Ighc9Jv6us1LBQ6cUS3T1RyZ/m578LQvt9kC+3/Ue/qycWOGgCgSgECHRRlJFBIIAAAsUF7pdn/vJ8RzLZlZb+txjj8x94nhrYpaiOJDP/J5KNYnwC99jgUztnjCcxxX++uRIBBNITINClV3NGjAACCDwocH8sQpZtirR2ROW/Fn+5b/gv+PfnwY0kf88yD24ql/n/6Vrax1yksh19vqMlm6DwCwsBBBB4WoBAxwxBAAEEEFgq8OtTvfzKL6Hv62/p/XLOkh8diTGzX7+0CGv3//8fPo1ie9+tJM6jl49nJn8HKj9zLvoPOxhGX2IGiAACFgQIdBYQaQIBBBBAAIE6BH6amJ2sJfmuxfF/jJz3N3U//oEyQgQQQKCaAIGumh/fRgABBBBAoBaBxXtzeZgLbROLVXwu25kM2MFwFTq+gwACqQkQ6FKrOONFAAEEEAhS4OPMvDMir4PsfMlOtzIZcHh4STQuRwCBZAUIdMmWnoEjgAACCIQicHVtXquRd6H0t2I/D9mSvqIgX0cAgaQECHRJlZvBIoAAAgiEJrA4NyxfarkZWt9L91flor+hw9Lf4wsIIIBAwgIEuoSLz9ARQAABBPwXGM9MHubyswJj/0zbmbzivbnYy8z4EEDAtgCBzrYo7SGAAAIIIGBJYDwz+fEE+TEF0X9MJsOtnl5EP1AGiAACCFgWINBZBqU5BBBAAAEEbAh8vDZ7xsiZjbZ8b8OIHG919cj3ftI/BBBAwEcBAp2PVaFPCCAQhEC+UcXWhp4G0Vk6GZTA4oiCD7w3F1TZ6CwCCCDQiACBrhF2booAAqEL3G8hr7LNBg6hV9LP/o+vzXsxsutn76z2amoyGWz19NJqqzSGAAIIJCRAoEuo2AwVAQTsCPx6Hhg78tkBpZVvBK5m5khF3qbAoir7Lzf0PIWxMkYEEEDAlQCBzpUs7SKAQJQC3xzuTKCLssZNDuqnidnJWpLvapnC56Tf1cMUBsoYEUAAAZcCBDqXurSNAAJRCXwT5vKREeiiqm/Tg1m8N5eHue2m+1LD/Uf9rg5quA+3QAABBKIXINBFX2IGiAACNgR+F+YIdDZYaeMrgfHUnInKXgIo01Ymwxc9HSUwVoaIAAIIOBcg0Dkn5gYIIBC6wINhjkAXelm96v94ZvKz5vIz56L/GJUDdoeNvswMEAEEahQg0NWIza0QQCA8gUfDHIEuvGJ62uPFe3PvUziiQEVOX3b1wNNS0C0EEEAgSAECXZBlo9MIIFCHwJNhjkBXRwmiv8fivbk8zO1EP1iRy3Ymg15PpwmMlSEigAACtQkQ6Gqj5kYIIBCSwNIwR6ALqZze9nU8M/kyy3y5ZfSfViYD3puLvswMEAEEGhAg0DWAzi0RQMBvgUJhjkDndxED6N3Ha7NnjJwF0FUbXTzsd/XERkO0gQACCCDwrQCBjhmBAAIIfCVQOMwR6Jg3FQSuJmZb5+fNbVZoJoyvGjnvb+p+GJ2llwgggEB4AgS68GpGjxFAwJFAqTBHoHNUhTSaHc9MHuZSeG9u2s7kFe/NpTGvGSUCCDQjQKBrxp27IoCAZwKlwxyBzrMKhtOdq5k5UpG34fR49Z6aTIZbPb1YvQW+iQACCCCwTIBAt0yI/44AAtELrBTmCHTRzwsXA7yamF1tSb6rZfQfI3K81dWj6AfKABFAAIGGBQh0DReA2yOAQLMCK4c5Al2zhQvw7osjCj4k8d6cykV/Q4cBlokuI4AAAsEJEOiCKxkdRgABWwKVwhyBzlYZkmlnfG3ei5HdBAY8NZkMtnp6mcBYGSICCCDQuACBrvES0AEEEGhCoHKYI9A1UbZg7zmemfysufzMueg/qrL/ckPPox8oA0QAAQQ8ESDQeVIIuoEAAvUJWAlzBLr6Chb4nX6amJ1sfkRBCp+TflcPUxgoY0QAAQR8ESDQ+VIJ+oEAArUIWAtzBLpa6hX6TRbvzeVhbjv0sRTo/6jf1UGB67gEAQQQQMCiAIHOIiZNIYCA3wJWwxyBzu9ie9I763POk3E90I1pK5Phi56O/O0iPUMAAQTiFCDQxVlXRoUAAt8JOPmHNTv5Mc+eELi6Nq/VyLsUkIzKwdaGnqYwVsaIAAII+CZAoPOtIvQHAQSsCzgJczyhs16nmBpcvDeXnze3GdO4HhqLipy+7OpB7ONkfAgggICvAgQ6XytDvxBAwIqAszBHoLNSn1gbGc9M/t7cTqzj+2pcl+1MBr2eThMYK0NEAAEEvBQg0HlZFjqFAAI2BJyGOQKdjRJF2cZ4ZvLjCfJjCqL/tDIZ8N5c9GVmgAgg4LkAgc7zAtE9BBBYTcB5mCPQrVaYyL/18drsGSNnkQ/zy/AO+109SWSsDBMBBBDwVoBA521p6BgCCKwqUEuYI9CtWp5ov7c4ouBDCu/NiZHz/qbuR1tMBoYAAggEJECgC6hYdBUBBJYL1Bbm5l0ZmUw4RHl5WZK4Qp/JWzGym8Bgp+1MXvHeXAKVZogIIBCEAIEuiDLRSQQQKCJQc5gr0iWuQSA6AZPJcKunF9ENjAEhgAACgQoQ6AItHN1GAIFvBQhzzAgE3AsYkeOtrh65vxN3QAABBBAoKkCgKyrFdQgg4K0AYc7b0tCxmARULvobOoxpSIwFAQQQiEGAQBdDFRkDAgkLEOYSLj5Dr1NgajIZbPX0ss6bci8EEEAAgeUCBLrlRlyBAAKeChDmPC0M3YpOQFX2X27oeXQDY0AIIIBABAIEugiKyBAQSFGAMJdi1RlzQwIn/a6ym2tD+NwWAQQQWCZAoFsmxH9HAAHvBAhz3pWEDsUrMOp3dRDv8BgZAgggEL4AgS78GjICBJISIMwlVW4G26wA780168/dEUAAgUICBLpCTFyEAAI+CBDmfKgCfUhFwKgcbG3oaSrjZZwIIIBAqAIEulArR78RSEyAMJdYwRluowIqcvqyqweNdoKbI4AAAggUEiDQFWLiIgQQaFKAMNekPvdOUGDUzmTY6+k0wbEzZAQQQCA4AQJdcCWjwwikJUCYS6vejLZ5gVYmgxc9HTXfE3qAAAIIIFBEgEBXRIlrEECgEQHCXCPs3DRtgcN+V0/SJmD0CCCAQFgCBLqw6kVvEUhGgDCXTKkZqC8CRs77m7rvS3foBwIIIIBAMQECXTEnrkIAgRoFCHM1YnMrBOYCl+1MBrw3x3RAAAEEwhMg0IVXM3qMQNQChLmoy8vgPBUwmQy3enrhaffoFgIIIIDAEwIEOqYHAgh4IzCemR9E5I03HaIjCCQgYESOt7p6lMBQGSICCCAQpQCBLsqyMigEwhT4aWJ2spa8F5HNMEdArxEITEDlor+hw8B6TXcRQAABBL4SINAxHRBAwCsBQp1X5aAzcQtM25m84r25uIvM6BBAIH4BAl38NWaECAQnQKgLrmR0OEABVdl/uaHnAXadLiOAAAII8ISOOYAAAr4LEOp8rxD9C1zgpN/Vw8DHQPcRQAABBESEJ3RMAwQQ8FaAUOdtaehY2AKjflcHYQ+B3iOAAAIIfBEg0DEXEEDAawFCndfloXPhCUxNJoOtnl6G13V6jAACCCDwkACBjnmBAALeCxDqvC8RHQxEwKgcbG3oaSDdpZsIIIAAAgUECHQFkLgEAQSaFyDUNV8DehC2gIqcvuzqQdijoPcIIIAAAt8LEOiYEwggEIwAoS6YUtFR/wRG7UyGHFHgX2HoEQIIIFBVgEBXVZDvI4BArQKEulq5uVkkAq1MBi96OopkOAwDAQQQQOArAQId0wEBBIITINQFVzI63KzAYb+rJ812gbsjgAACCLgSINC5kqVdBBBwKkCoc8pL47EIGDnvb+p+LMNhHAgggAACvxcg0DErEEAgWAFCXbClo+P1CFy2Mxnw3lw92NwFAQQQaEqAQNeUPPdFAAErAoQ6K4w0EqGAyWS41dOLCIfGkBBAAAEEvhIg0DEdEEAgeAFCXfAlZACWBYzI8VZXjyw3S3MIIIAAAh4KEOg8LApdQgCB8gKEuvJmfCNSAZWL/oYOIx0dw0IAAQQQ+E6AQMeUQACBaAQIddGUkoGsLjBtZ/KK9+ZWB+SbCCCAQGgCBLrQKkZ/EUDgSQFCHRMkMYFLUbn8MmYV+fvLDT1PzIDhIoAAAkkLEOiSLj+DRyBOAUJdcHWdioq1Q6/VyGUm8v9sKbRURtlnmdpqj41KbEnSDgIIIIBALkCgYx4ggECUAg2EOkJJlDOJQSGAAAIIIOC3AIHO7/rQOwQQqCDgPNSx+USF6vBVBBBAAAEEELAhQKCzoUgbCCDgrYDTUEeg87budAwBBBBAAIFUBAh0qVSacSKQsICzUEegS3hWMXQEEEAAAQT8ECDQ+VEHeoEAAo4FnIQ6Ap3jqtE8AggggAACCCwTINAtE+K/I4BANALWQx2BLpq5wUAQQAABBBAIVYBAF2rl6DcCCKwkYDXUEehWqgFfQgABBBBAAAF7AgQ6e5a0hAACgQhYC3UEukAqTjcRQAABBBCIV4BAF29tGRkCCDwhYCXUEeiYYwgggAACCCDQsACBruECcHsEEGhOoHKoI9A1VzzujAACCCCAAAL3AgQ6JgICCCQtUCnUEeiSnjsMHgEEEEAAAR8ECHQ+VIE+IIBAowIrhzoCXaN14+YIIIAAAgggwBM65gACCCBwL7BSqCPQMXsQQAABBBBAoGEBntA1XABujwAC/giUDnUEOn+KR08QQAABBBBIVIBAl2jhGTYCCDwsUCrUEeiYRggggAACCCDQsACBruECcHsEEPBPoHCoI9D5Vzx6hAACCCCAQGICBLrECs5wEUCgmEChUEegK4bJVQgggAACCCDgTIBA54yWhhFAIHSBpaGOQBd6iek/AggggAACwQsQ6IIvIQNAAAGXAk+GOgKdS3raRgABBBBAAIECAgS6AkhcggACaQs8GuoIdGlPDEaPAAIIIICABwIEOg+KQBcQQMB/gQdDHYHO/8LRQwQQQAABBCIXINBFXmCGhwAC9gR+F+oIdPZwaQkBBBBAAAEEVhIg0K3ExpcQQCBVgW9CHYEu1WnAuBFAAAEEEPBGgEDnTSnoCAIIhCLwa6hTGfU3dBhKv+knAggggAACCMQnQKCLr6aMCAEEahC4D3Uqb/ubul/D7bgFAggggAACCCDwoACBjomBAAIIIIAAAggggAACCAQqQKALtHB0GwEEEEAAAQQQQAABBBAg0DEHEEAAAQQQQAABBBBAAIFABQh0gRaObiOAAAIIIIAAAggggAAC/x8FxwNIpjhwbQAAAABJRU5ErkJggg=="/></defs></svg></span>
	</a>
	<button class="navbar-toggler" type="button" data-toggle="collapse" data-target="#main_navbar" aria-controls="main_navbar" aria-expanded="false" aria-label="Toggle navigation">
		<span class="navbar-toggler-icon"></span>
	</button>
	<div class="collapse navbar-collapse ml-md-auto" id="main_navbar">
		<ul class="navbar-nav ml-auto pt-4 pt-md-0 my-2 my-md-1">
			
			
			<li class="nav-item mr-2 mr-lg-4 mt-1 mt-lg-0">
				
				
				<a class="nav-link" href="/" ><i class='fas fa-home pr-2'></i><span>Home</span></a>
			</li>
			
			<li class="nav-item mr-2 mr-lg-4 mt-1 mt-lg-0">
				
				
				<a class="nav-link" href="/community" ><i class='fas fa-users pr-2'></i><span>Community</span></a>
			</li>
			
			<li class="nav-item mr-2 mr-lg-4 mt-1 mt-lg-0">
				
				
				<a class="nav-link" href="/governance" ><i class='fas fa-landmark pr-2'></i><span>Governance</span></a>
			</li>
			
			<li class="nav-item mr-2 mr-lg-4 mt-1 mt-lg-0">
				
				
				<a class="nav-link" href="/faq" ><i class='fas fa-question-circle pr-2'></i><span>FAQs</span></a>
			</li>
			
		</ul>
	</div>
</nav>

    </header>
    <div class="container-fluid td-default td-outer">
        <main role="main" class="td-main">
            <section id="hero" class="row align-items-center text-center text-md-left">
    <div class="col-md-7">
        <h1 class="title pt-5 pt-md-0">Hyper Claims Exchange Protocol</h1>
        <h2 class="subtitle pt-2 pt-md-0">Open-source, community driven protocol for decentralised Claims data Exchange</h2>
        
         
            <div class="ctaWrapper row justify-content-around justify-content-md-start mt-4 px-3 pt-2 pt-md-0">
                
                    <a class=btn&#32;cta href=https://discord.gg/uhza5nr3sq target="_blank">Contribute</a>
                
                    <a class=btn&#32;btn-outline-secondary href=https://github.com/hcx-project target="_blank">Github</a>
                
            </div>
         
    </div>
    <div class="col-md-5 my-5 my-md-0">
        <img src=images/banner.svg alt="banner image" class="w-100" />
    </div>
</section>
            

<section id="goal" class="row align-items-center text-center text-lg-left">
  <div class="goal-wrapper row align-items-center">
    <div class="col-lg-5">
      <h2 class="section-head hero text-center d-lg-none">Our Vision</h2>
      <img src="images/img.svg" alt="main goal banner image" class="w-100 py-2 py-lg-0" />
    </div>
    <div class="col-lg-7 my-2 my-lg-0">
      <h2 class="section-head hero text-center d-none d-lg-block">Our Vision</h2>
      <p>
        To create a community driven, trusted and open protocol that revolutionizes the insurance sector by enabling seamless data exchange among policyholders, insurers, service providers, third-party administrators, regulators, oberservers and other satkehodlers of the system. By fostering transparency, efficiency, and collaboration, we strive to transform the insurance experience, streamline claims processing, facilitate innovation, enhance risk assessment and pricing, improve insurance coverage and ultimately deliver greater value to policyholders. Together, we aim to build a future where data exchange becomes the foundation for a customer-centric, digitally-driven insurance ecosystem.
      </p>
    </div>       
  </div>
</section>

<section id="stakeholders" class="row text-center text-lg-left">
  <div class="col">
    <h2 class="section-head text-center">Overview</h3>
      <p class="pt-2 pt-lg-0">
        The insurance industry plays a crucial role in safeguarding individuals and businesses against risks. However, due to current non-digital and non-standardised processes it faces several challenges that hinder efficient operations, transparent processes, and seamless communication among stakeholders:
      </p>
        <div class="card-group justify-content-between pt-2 pt-lg-0">
          <div class="card flex-md-row shadow-sm py-3 py-md-1 my-2">
            <div class="col-md-5 col-lg-4 text-center">
              <img src="images/patients.svg" alt="patients logo"  />
            </div>
            <div class="col-md-7 col-lg-8 pl-md-0 align-self-stretch">
              <div class="card-body px-2 px-md-0">
                <h3 class="card-title">Policyholders</h3>
                <p class="card-text">
                  Policyholders face challenges such as complex policy administration, limited access to real-time information, and cumbersome claims processes. These hurdles often result in frustration, delays, and a lack of transparency.
                </p>
              </div>
            </div>
          </div>
          <div class="card flex-md-row shadow-sm py-3 py-md-1 my-2">
            <div class="col-md-5 col-lg-4 text-center">
              <img src="images/regulators.svg" alt="regulators logo"  /> 
            </div>
            <div class="col-md-7 col-lg-8 pl-md-0 align-self-stretch">
            <div class="card-body px-2 px-md-0">
              <h3 class="card-title">Regulators</h3>
              <p class="card-text">
                Regulators face the challenge of balancing consumer protection, fair market practices, and industry growth. They need to ensure compliance, monitor industry performance, and foster a competitive yet stable insurance market. Delayed, incomplete and non standardised dataexacerbates their challenges.             
              </p>
            </div>
            </div>
          </div>
          <div class="card flex-md-row shadow-sm py-3 py-md-1 my-2">
            <div class="col-md-5 col-lg-4 text-center">
              <img src="images/tpa.svg" alt="TPA logo"  /> 
            </div>
            <div class="col-md-7 col-lg-8 pl-md-0 align-self-stretch">
            <div class="card-body px-2 px-md-0">
              <h3 class="card-title">Insurers</h3>
              <p class="card-text">
                Insurers and TPAs grapple with rising incurred claims ratios, increasing claims volumes, challenges in coordinating with service providers, and the need for effective risk assessment and pricing. Lack of standardisation results in manual adjudication and limited fraud analytics impacting their financial performance, operational efficiency, and overall customer satisfaction.
              </p>
            </div>
            </div>
            </div>
            <div class="card flex-md-row shadow-sm py-3 py-md-1 my-2">
              <div class="col-md-5 col-lg-4 text-center">
                <img src="images/reconciliation.svg" alt="reconciliation logo"  /> 
              </div>
              <div class="col-md-7 col-lg-8 pl-md-0 align-self-stretch">
                <div class="card-body px-2 px-md-0">
                  <h3 class="card-title">Service Providers</h3>
                  <p class="card-text">
                    Service providers, including healthcare providers and third-party administrators, encounter difficulties in managing claims, ensuring timely payments, and maintaining smooth interactions with insurers. Lack of standardized processes and limited interoperability hinder efficient service delivery.
                  </p>
                </div>
              </div>
            </div>
          </div>
  </div>
</section>

<section id="benefits" class="row text-center text-lg-left">
  <div class="col">
    <h2 class="section-head text-center">Hyper Claims Exchange (HCX) Protocol</h2>
  <br>  
  <div class="hcx-wrapper row align-items-center">
    <div class="col-lg-7 my-2 my-lg-0">
      <p>
        To address these challenges and unlock the full potential of the insurance sector, the Hyper Claims Data Exchange (HCX) Protocol offers a transformative solution. This protocol revolutionizes the way data and information are exchanged, bringing together policyholders, insurers, service providers, and regulators on a unified network. 
      </p>
      <p>
        The HCX Protocol is a set of specifications consisting of APIs, data models, reference architecture, and domain specific standards that enable the creation of decentralised networks. Because of its layered design, insurance use cases can evolve independently and be included in the network. By leveraging digital technologies and an open protocol-based network, the protocol enables seamless data exchange between all ecosystem actors. 
      </p>
      <p>
        The HCX Protocol is an open and collaborative initiative. We encourage diverse stakeholders including insurers, policyholders, service providers, and regulators to join our growing community. Together, we can shape the future of insurance claims processing, foster innovation, and deliver greater value to policyholders.

         Join our vibrant community to stay informed, work together, and help shape the future of the Claims Exchange Protocol.<br>
        <div class="ctaWrapper row justify-content-around justify-content-md-start mt-4 px-3 pt-2 pt-md-0">
          <a class="btn cta" href="https://discord.gg/uhza5nr3sq" target="_blank">Contribute</a> 
        </div>     
      </p>  
    </div>   

    <div class="col-lg-5">
      <img src="images/hcx-network.svg" alt="main goal banner image" class="w-100 py-2 py-lg-0 .img-rounded" />
    </div>        
  </div>

  <div class="col">
    <h3 class="section-subhead text-center">Benefits of HCX Protocol</h3>

      <div class="card-group justify-content-between pt-2 pt-lg-0">
      <div class="card flex-row shadow-sm my-2 py-2">
        <div class="col-3 text-center">
          <img src="images/thumbsUp-icon.svg" alt="thumbs up logo" class="mw-100" />
        </div>
        <div class="col-9 pl-md-0">
          <div class="card-body text-left px-0">
            <h3 class="card-title">Improved Policyholder Experience</h3>
          </div>
        </div>
      </div>
      <div class="card flex-row shadow-sm my-2 py-2">
        <div class="col-3 text-center">
          <img src="images/eye-icon.svg" alt="visibility logo" class="mw-100" /> 
        </div>
        <div class="col-9 pl-md-0">
        <div class="card-body text-left px-0">
          <h3 class="card-title">Enhanced Transperancy</h3>
        </div>
        </div>
      </div>
      <div class="card flex-row shadow-sm my-2 py-2">
        <div class="col-3 text-center">
          <img src="images/rupee-icon.svg" alt="rupee logo" class="mw-100" /> 
        </div>
        <div class="col-9 pl-md-0">
        <div class="card-body text-left px-0">
          <h3 class="card-title">Accurate Risk Assesment and Pricing</h3>
        </div>
        </div>
      </div>
        <div class="card flex-row shadow-sm my-2 py-2">
          <div class="col-3 text-center">
            <img src="images/timer-icon.svg" alt="timeliness logo" class="mw-100" /> 
          </div>
          <div class="col-9 pl-md-0">
            <div class="card-body text-left px-0">
              <h3 class="card-title">Efficient Claims Processing</h3>
            </div>
          </div>
        </div>
        <div class="card flex-row shadow-sm my-2 py-2">
          <div class="col-3 text-center">
            <img src="images/innovative-icon.svg" alt="innovation logo" class="mw-100" /> 
          </div>
          <div class="col-9 pl-md-0">
            <div class="card-body text-left px-0">
              <h3 class="card-title">Potential for Innovative Products</h3>
            </div>
          </div>
        </div>
        <div class="card flex-row shadow-sm my-2 py-2">
          <div class="col-3 text-center">
            <img src="images/insights-icon.svg" alt="insights logo" class="mw-100" /> 
          </div>
          <div class="col-9 pl-md-0">
            <div class="card-body text-left px-0">
              <h3 class="card-title">Improved Regulatory Compliance</h3>
            </div>
          </div>
        </div>
      </div>
  </div>

  <div class="col">
    <h3 class="section-subhead text-center">Background</h3>
      <br><br>
      <p class="pt-2 pt-lg-0">
        The journey of the HCX protocol began with a passionate community of 50+ volunteers comprising stakeholders from across the healthcare ecosystem. This diverse group included insurers, hospitals, third-party administrators (TPAs), insurance technology players, and think tanks. The inspiration behind HCX came from the recommendations of the IRDAI-NHA (Insurance Regulatory and Development Authority of India-National Health Authority) Joint Working Group, which emphasized the creation and adoption of a Health Claims Exchange. With the goal of establishing a transparent, collaborative, and open effort, HCX was initiated as a dedicated platform for health claims use cases, spearheaded by <a href="https://swasthalliance.org" style="color:#335CFF;" target="_blank">Swasth</a>.
      </p>
      <p class="pt-2 pt-lg-0">
        Since its inception, the HCX community has grown rapidly and now boasts a strength of over 125 dedicated individuals. This dynamic and diverse community is continuously working towards enhancing domain knowledge and refining policy specifications for the health sector. Through active collaboration and knowledge sharing, the community strives to develop best practices, establish robust standards, and promote innovation in health claims processing.
      </p>

      <p class="pt-2 pt-lg-0">
        <div class="ctaWrapper row justify-content-around justify-content-md-start mt-4 px-3 pt-2 pt-md-0">
        <a class="btn hcx-cta" href="https://docs.hcxprotocol.io/" target="_blank">Explore Health Documentation</a>
        </div>  
      </p>      

    <h3 class="section-subhead text-center">Expanding Horizons - Driving Innovation Across Insurance Domains</h3>
      <br><br>
      <p class="pt-2 pt-lg-0">
        Empowered by the success of the health claims use case, the HCX community is actively expanding its achievements into other areas of insurance (Accident and Motor, Travel, etc.). Building upon the expertise and experience gained from the health sector, the community is extending the benefits of the HCX protocol to various insurance domains. Through collaboration and open participation, we are creating a standardized and efficient exchange platform that transcends boundaries and enhances the overall insurance ecosystem.
        </p>
      <p class="pt-2 pt-lg-0">
        As the HCX community continues to thrive and progress, we wholeheartedly invite participation from the insurance industry, regulators, technology enthusiasts, and domain experts to join this transformative initiative. Together, we can shape the present and future of insurance claims exchange, drive innovation, and foster a more inclusive and efficient insurance landscape.
      </p>

  </div>

</section>


        </main>
        
<footer class="bg-dark pt-2 mt-2 d-flex flex-column align-items-center">

  <section class="container-fluid pt-2 mx-sm-2">
    <div class="col d-sm-flex flex-sm-wrap">
      <div class="col-sm-3 text-center py-2 order-sm-2">
        
        
  <ul class="list-inline mb-0">
    
    <li class="list-inline-item mx-2 h3" data-toggle="tooltip" data-placement="top" title="Mail" aria-label="Mail">
      <a class="text-white" target="_blank" rel="noopener" href="mailto:contact@hcxprotocol.io" aria-label="Mail">
        <i class="fas fa-envelope"></i>
      </a>
    </li>
    
    <li class="list-inline-item mx-2 h3" data-toggle="tooltip" data-placement="top" title="Github" aria-label="Github">
      <a class="text-white" target="_blank" rel="noopener" href="https://github.com/hcx-project" aria-label="Github">
        <i class="fab fa-github"></i>
      </a>
    </li>
    
    <li class="list-inline-item mx-2 h3" data-toggle="tooltip" data-placement="top" title="Join community channel" aria-label="Join community channel">
      <a class="text-white" target="_blank" rel="noopener" href="https://discord.gg/uhza5nr3sq" aria-label="Join community channel">
        <i class="fab fa-discord"></i>
      </a>
    </li>
    
  </ul>

        
      </div>
      <div class="col-sm-6 text-center py-2 order-sm-2">
        <small class="text-white">&copy; 2023 The HCX Community | Documentation Distributed under CC-BY-NC-SA 4.0 license</small>
        
        
      </div>
    </div>
  </section>
</footer>


    </div>
</body>

</html>